Trucker's General Liability Insurance
Trucker’s General Liability Insurance
For-Hire truckers and all Motor Carriers should consider purchasing Trucker’s General Liability. It pays for injuries or property damage you cause as a result of business activities not directly related to operating your truck. This type of insurance may provide coverage for:
- Customers slipping / falling on your premises
- Erroneous delivery of products resulting in damage
- Actions of a driver while representing the insured and on the premises of others, such as: loading docks, truck stops, etc…
- Libel and slander exposures
- Fire on rental property due to insured’s error
NOTE: You’ll also want to consider purchasing Motor Truck Cargo insurance, which protects the load that you’re hauling in case of fire, theft or collision.
Coverage Provided:
- Bodily Injury and Property Damage Liability
- Personal Injury and Advertising Injury Liability
- Medical Payments
- Products / Completed Operations
- Damage to Premises Rented to you (Coverage available for 7 days or less)
Limits of Liability:
- General Aggregate: $2,000,000
- Products / Completed Ops Aggregate: INCL
- Personal / Advertising Injury: $1,000,000
- Per Occurrence: $1,000,000
- Damage to Premises Rented (any one premise): up to $100,000
- Medical Payments (any one person): $5,000
